BimaKolkata.com

  • Relationship Manager

    For every customer we provide a dedicated person to answer all your queries and servicing issues.

  • One on One Session

    We will sit with you to design the health insurance specifically to your needs.

  • 24x7 Support

    We are on 24 hours 7 days so you can reach us anytime.

Hundreds of Families Trust Us with Claims

Bima Kolkata is one of Kolkata's leading insurance providers. You can reach us directly by clicking below.

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Get affordable plans with upto 25% discount

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Family means spouse and children.
Family health insurance kolkata

About Us

Hi, we are BimaKolkata your trusted health insurance partner based out of Garia, Kolkata, India. Since our inception in 2008, we have been dedicated to providing comprehensive health insurance solutions to individuals and families. With a proven track record of insuring hundreds of families and successfully assisting customers with claims, we have established ourselves as a reliable and expert health insurance agency. We specialize exclusively in health insurance, allowing us to offer in-depth knowledge and personalized guidance to our clients. Our mission is to ensure that our customers receive the best possible health insurance coverage, tailored to their unique needs and circumstances.

We Are Top Rated on Google©

Click on the badge to see reviews by our satisfied customers. Join the hundreds of families who have successfully let us become their health insurance partners. 

Few Lines To Think About

A mediclaim policy is very cheap compared to the treatment cost. For example, a CABG in India will cost around 4-6 Lacs in a proper hospital, but a health insurance will cost you around 20-25k for a family of three, below 40 years. People postpone buying health insurance but only understand its value after losing a few lacs from pocket. We urge everyone to start with a small coverage and increase it with age, this way they can save a lot of money.
Gemini
Owner and Advisor

Our Services Include

cancer policy critical illness policy Mediclaim
senior citizen health insurance Mediclaim
Family health insurance kolkata

Multiple Member Plans

Senior Citizen Plans

Family Floater Plans

Generally multiple member health insurance suits families who live together as a joint family. Members like parents, siblings, grandparents can be fitted into one plan. This way all members get one policy but separate coverages.

Above the age of 60, people require special attention. At this the chance of hospitalization increases to the most. We offer zero waiting period health insurance for people with pre-existing conditions like diabetes, hypertension etc. 

A family floater policy is best suited for micro families consisting of husband, wife and their children. It gives each member specialized benefits if hospitalized and also it is lighter on the pocket. 

Families Insured With Us
0
Assisted Claims Approved
0
Comapnies Attached with Us
0

Our Location

In The Heart of Kolkata

Being based in Kolkata allows us to provide personalized and prompt service to our customers. Our local presence enables us to build strong relationships with our clients, understand their unique needs, and respond quickly to their queries and concerns. We are well-versed in the local market and have established strong ties with Kolkata’s top hospitals ensuring seamless claim settlement assistance. Our customers benefit from our in-depth knowledge of the local market, allowing us to tailor our health insurance solutions to meet their specific requirements. We are a few minutes away, just give us a call.

Customer Testimonial

Real People, Real Stories! Hear from our satisfied customer who shares their experience with Bima Kolkata's health insurance services. Kindly note how at the time of emergency her policy gave her a fully cashless experience. #CustomerTestimonial #HealthInsurance #BimaKolkata"
Gemini
Owner and Advisor

Our Partners

Frequently Asked Question About Health Insuarance

Yes, senior citizens can get affordable health insurance, but the options depend on their location, income, pre-existing diseases and healthcare needs. There is no limit of age to avail health insurance.

Yes, you can get cashless treatment all over India, but it depends on the type of health insurance plan you have, and the network of hospitals covered. 

Yes, pre-existing diseases (PEDs) are covered in health insurance, but with certain conditions like waiting periods, sub-limits and other such conditions. It is best to take health insurance when you are fit and fine. 

You can directly call us at 7890301191 at any time. We can guide you on the claim process and help with cashless hospitalization.
We can also assist you in communicating with the insurer or TPA (Third Party Administrator) for approval and gather required documents and submit claims smoothly.

Basically, you will need these documents so we suggest you keep them handy. Health insurance card provided by your insurer. Government ID proof like Aadhaar Card, PAN Card and Duly filled pre-authorization form which is available at the hospital’s TPA desk and the treating doctor's prescription which advises admission. These must be submitted to the insurer.

Whether you get a 100% cashless claim depends on your health insurance policy. Some important factors that affect your total claim include co-payments, room rent limits, non-medical items, pre-existing and specific disease waiting periods.

Yes, pregnancy and maternity expenses are covered under maternity health insurance plans, but with certain conditions.

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